Inderscience Publishers

Financial education: institutes of higher education as delivery channels

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The significance of financial education as a transformation agent in the financial inclusion agenda of the nation is undisputed in academic as well as practitioner's circle. This paper discusses its impact on the financial well being of the people and further highlights the steps taken by various stakeholders to provide financial education with an objective of increasing the understanding of consumers about financial services. Even so, these interventions have result which is less than desired. Given the gigantic task of providing financial education to a large section of a populous country like India, there is a need for committed participation of each stakeholder and a sustainable action plan in place. Through this paper, the authors argue that engaging institutes of higher education in the financial education drive will be a sustainable and cost effective strategy.

Keywords: financial education, higher education institutes, financial inclusion, financial well–being, financial services, consumer understanding, India

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