contractor pollution liability coverage Articles

  • Legends Explains Environmental Consultants’ Insurance Needs

    Environmental consultants protect people and the environment from possible harm due to a variety of situations and contaminants.  The nature of their work makes it essential that they are protected by an insurance policy that covers their needs.  These needs can be diverse, depending upon their services and clientele, so it’s important that they understand the various types of ...


    By Cochrane & Associates, LLC

  • The Availability of EIL Insurance During the 80’s and Early 90’s

    Introduction In Owens-Illinois, Inc. v. United Ins. Co., the New Jersey Supreme Court held that, in allocating insurance coverage for indivisible losses that trigger multiple coverage periods, the policyholder must share pro rata responsibility1 for self-insured, under-insured, and uninsured periods. When the policyholder has decided to forego insurance, as opposed to periods in which insurance ...

  • Common insurance misconceptions

    There are some common misconceptions regarding insurance for the waste industry. The most prevalent of which revolves around Environmental Insurance and who really needs this coverage. Many waste industry operators believe this type of coverage is only needed by hazardous waste haulers or entities engaged in landfill operations. While both of these operations would need environmental coverage, it ...


    By Waste Advantage Magazine

  • Understanding Environmental Insurance & How it Works for You

    For environmental contractors and consultants, environmental insurance provides them with the ability to grow a business and bid on contracts. Without the correct limits, or complete coverage, a company is unlikely to be awarded lucrative contracts.   It’s important for environmental contractors and consultants to understand their insurance needs and what is covered in their policies. ...

  • The New Environmental Insurance Products: When Does it Make Sense to Buy Them?

     Part One Introduction Real estate transactions with environmental problems often founder on attempts to shift the liabilities from one party to the other. In transactions with other types of problems, insurance is a popular risk transfer mechanism,  and is regularly used for that purpose, but it is used far less often when there are environmental risks. This so-called ...

  • Mishandling of Hazardous Materials & Contaminants, Asbestos, Lead, Mould & Fungus, PCB`S

    Untitled Document Everyday in Canada and the United States Hazardous Materials are being removed improperly contaminating the buildings we occupy. The hazardous materials including ...

  • Insurance Matures for Redevelopment

    After going through an often-painful learning curve in the late 1970s and 1980s, insurance underwriters have developed increasing expertise in writing policies to protect property owners, contractors and other parties in site-remediation projects against unforeseen cost exposures. Two principal insurance vehicles - remediation cost-cap and pollution legal liability (PLL) - are used on many ...

  • Integrated Environmental Risk Management in Real Estate Transactions

     Traditional risk management posits a rational, five-step process for managing risks. The outstanding differences between this traditional process and the environmental risk management process lie in the technicality and complexity of step one (identifying and analyzing environmental risk) and of the first part of step two (examining the feasibility of  alternative risk management, ...

  • Organic Strategies for Today`s Business Environment

    In Today’s Business Environment, Successful Businesses Use Organic Strategies To Add Value Organic Strategies Assure Businesses Minimize Risk, Maximize Value And Optimize Performance while achieving hit ratios in excess of 90% Today’s globally transparent business environment, feeding off the information highway, has brought an end to some traditional business/sales theories. In a global ...


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