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Indoor Air Quality (IAQ) refers to the air quality within and around buildings, especially as it relates to the health and comfort of their occupants. The Insurance Information Institute estimates that $3 billion in mold claims were paid out in 2002.
Asbestos, which was used in many common building materials, is a natural mineral found in rock through many geographic regions of the world. Federal, state and local regulations were established due to the hazards of asbestos exposures. From 1970 to 2000 there were approximately 600,000 liability claims or suits related toasbestos exposure which resulted in the payment of more than $70 billion in legal judgments and/or settlement penalty damages.