Legends Environmental Insurance Services, LLC

Duct Cleaners Coverage



Coverage's Available: Commercial General Liability – Occurrence Form. Contractors Pollution Liability – Occurrence or Claims Made Form. Microbiological Decontamination – Claims Made.

Premium and Limits:

  • $1,000,000 (Higher limits available)
  • Minimum Deductible: $10,000
  • Minimum Premium: $5,000


  • Annual Policy Term.
  • Coverage for microbiological decontamination activities.
  • Professional Liability available for indoor air quality assessment.
  • Retroactive date of policy inception unless evidence of prior coverage can be provided.
  • No surplus lines taxes.

Submission Requirements:

  • Legends Environmental Services application.
  • Legends Mold supplemental questionnaire.
  • Company Statement of Qualifications, including resumes of key personnel, a detailed description of past project experience, and training ..certificates for all company personnel.
  • Company written standard operating procedures (SOP), including an SOP for microbiological decontamination if those services are provided.
  • Standard company contracts. Contract must state that microbiological growth could reoccur if the source of the moisture is not remedied.
  • Past two years financial statements.
  • Past five years loss runs.
  • Company specific health and safety program.

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