We work with entrepreneurs and established companies to fill gaps in fundraising and business development in our areas of expertise.

We provide:

Business development and venture funding (via In3′s “venture catalyst“ services)
Project finance, including loan packaging/origination,insurance, and related services
Strategic Advisory
Coaching & Education

We serve lower, mid-market companies, sometimes also called small and medium-size enterprises (SMEs*), and startups or “greenfield” projects, though the requirements for securing investment are more stringent when there is limited operating history.

The main objective of In3 Finance is to deliver capital for impact industries — dozens of diverse cleantech, renewables, and sustainability-oriented sectors — via projects and transactions in emerging markets and developing economies. This is also called “impact finance” or “development finance” (not the same thing, but related) and has become an important tool for private businesses seeking to expand overseas, enter new markets, or renovate/upgrade existing capital structures.

Since the 2008 global economic crisis, SMEs have been at a disadvantage due to the global liquidity contraction in the banking system. In3 Finance eases some of this exclusion with access to competitive-rate loans, loan guaranties, hybrids of debt and equity, and related services for qualified companies.

Based in the Monterey Bay Area of California, we deliver a wide range of servicesto startups and established enterprises including funding, financial and risk analysis, market and competitive analyses, transaction de-risking, funding structure and fund raising strategy consulting, business development coaching, business planning and deal packaging. See more at services or our funding criteria.

Most of our clients considered or actually approached a traditional bank for finance before coming to In3
88% received some assistance from us with their business plan, financial model, and loan application
Better than 97% of projects received loan approval.

Startups, Renovations or Expansions working in these countries or the US are all welcome.

Industry Experience: We have the greatest expertise in the following “clean and green” industries: renewable energy and biofuels; renewable resources (conversion of waste biomass, biomaterials such as bioplastics, fibers, fabrics or fine chemicals, biolubricants, agricultural inputs such as biopesticides and fertilizers, etc.); water quality and resource management; functional foods & beverages, nutrition, and health products; sustainable agriculture, agroforestry, and forestry management.

We also have limited experience in energy storage and electric vehicle transportation and other, sustainability-related fields including green building, architectural design & construction, commericial LED lighting, biopolymers, durable composites and others.

Use our Project Investment Readiness Assessment (PIRA) interactive tool to see how your project stacks up. For example, lenders and guarantors usually require at least 3 years direct experience in your industry and country. Or more at qualify.

Risk Mitigation Services