Environmental Risk Managers, Inc.

eRMI is a specialty wholesaler for environmental liability insurance. We assist independent insurance agents to increase their sales and hit ratios through proven strategies that have generated tens of millions of dollars in environmental liability insurance premium sales. Insurance wholesalers typically focus on the number of submission’s, eRMI is focused on writing environmental liability insurance. As the environmental insurance market place has matured so has eRMI, from environmental Strategist certification, www.estrategist.com, competitive environmental intelligence, live seminars, sales strategies, sales calls, teleconference strategies, access to major environmental insurance carriers, eRMI offers more sales value than any environmental wholesaler.

Company details

124 E. Superior , Wayland , Michigan 49348 USA

Locations Served

Business Type:
Service provider
Industry Type:
Market Focus:
Globally (various continents)
Year Founded:

Every business is impacted by environmental exposures. If you are not actively discussing environmental insurance with your clients, when they experience an environmental loss, your E&O insurance may be the only coverage they have.

For more than 20 years environmental Risk Managers, Inc. (eRMI) staff of certified environmental Strategist has assisted retail insurance agents with their client’s environmental insurance needs. You will get paid the same commission if you go direct to the market place or work through eRMI. For those agents that work with eRMI, we become another source of revenue.

eRMI has the knowledge, experience, and resources necessary to assist you in handling your clients needs while adding value to your daily operations. Ultimately we become your trusted business partner. After we assist you in educating your clients on their environmental exposures, we have well established relationships with all of the major Environmental Insurance Carriers for obtaining the best coverage at the best price. With eRMI’s unsurpassed knowledge of the marketplace, and the capability to handle everything from your average small business to Fortune 500 companies, we are your one stop shop!

  1. Negotiation and placement of coverage
  2. Environmental Risk Assessments
  3. Current coverage analysis with recommendations
  4. Strategy sessions with Agents and Insured’s
  5. Agent and Insured Education via
  • Webinars,
  • Live Seminars
  • Onsite consulting
  • Email’s of environmental news/updates
  • Teleconferences
  • CIC Seminars
  • environmental Strategist (eS) Certification

Coverage’s we can assist you with

  • Environmental Impairment Liability Coverage – site specific (EIL)
  • General Liability and / or Products Pollution
  • Contractors Pollution Coverage (CPL)
  • Professional Liability Coverage (E&O)
  • Property Transfer Coverage
  • Secured Creditor Coverage
  • Surety
  • Transportation Pollution Liability (TPL)
  • Umbrella/Excess Coverage Including Pollution
  • Underground and Above Ground Storage Tanks (UST or AST)
  • Clean up cost cap coverage
  • Closure and post closure care insurance
  • Risk Transfer / Risk Funding
  • Workers Compensation
  • Marine Liability
  • Property Coverage
  • Auto Liability

This is a reference list for target classes of business we currently insure. This is intended to point out opportunities that exist for you in your current book of business and on prospective new business. Please contact us to discuss in greater detail. The list is always growing! Keep in mind; you should be discussing Environmental Liability with all of your clients.

  • Agricultural Operations (Farming) – All types
  • Automotive Industry
    • Dealerships, Repair Shops, Body Shops, Oil Change/Maintenance Facilities, Salvage Yards, Other
  • Aviation Industry
    • Airports, Hangars, Planes, Plane Maintenance and Repair Operations, Other
  • Brownfield Developments – All types
  • Contractors – All types
  • Environmental Service Providers
    • Clean Up Contractors, Engineers, Labs and Testing, Contractors, Other
  • Financial Institutions and Lenders
  • Golf Courses
  • Healthcare and Medical Facilities – All types
  • Hunting and Fishing Industry
  • Lumber Industry
    • Logging Operations, Saw Mills, Lumber Yards and Wood Treatment Facilities, Pulp Mills, Other
  • Manufacturers – All Types
  • Marinas and Shipyards
  • Municipalities
  • Oil and Gas Industry
  • Port Authorities
  • Property Acquisition and Transfers – Public and Private
  • Real Estate Owners and Developers
    • Residential, Commercial, Industrial, etc
  • Resorts – Skiing, Golf, Beach, Hunting, Fishing, etc
  • School Districts
  • Tribal Nations
  • Universities – Public and Private
  • Utilities – Public and Private
  • Wineries and Breweries
  • And more….